Furnishing a home is a big step—and a big investment. Whether you’re moving into your first home or upgrading your space, knowing the potential cost can save you headaches and surprises.
So, how much money does it take to furnish a 1400 sq ft house?
Well, it depends on your lifestyle, preferences, and budget tier. But here’s a general idea:
| Budget Level | Estimated Total Cost | Summary |
|---|---|---|
| Low-End | $8,000 – $15,000 | IKEA-style, basic essentials |
| Mid-Range | $15,000 – $35,000 | Mix of value and style |
| High-End | $35,000 – $70,000+ | Designer brands and custom pieces |
This includes furniture for the main rooms—living room, dining room, kitchen, 2–3 bedrooms, and bathrooms.
Room-by-Room Furnishing Cost Estimates
Let’s dive deeper into the room-by-room breakdown so you can see where the money goes.
Living Room: Sofas, TVs, Coffee Tables
The living room is where most people spend a good chunk of time. It’s also one of the more expensive areas to furnish.
| Item | Low-End | Mid-Range | High-End |
|---|---|---|---|
| Sofa or Sectional | $300 | $1,200 | $4,000 |
| TV (55″-65″) | $400 | $800 | $2,000 |
| TV Stand/Media Unit | $100 | $400 | $1,500 |
| Coffee Table | $50 | $250 | $1,000 |
| Lamps/Lighting | $50 | $150 | $500 |
| Total | $900 | $2,800 | $9,000+ |
Kitchen and Dining Area Essentials
This space needs both function and flow. Whether you love hosting or just need a spot to eat, you’ll want quality and comfort.
| Item | Low-End | Mid-Range | High-End |
|---|---|---|---|
| Dining Table | $150 | $600 | $3,000 |
| Dining Chairs (4–6) | $150 | $500 | $2,000 |
| Bar Stools (if any) | $100 | $300 | $1,200 |
| Pendant Lighting | $100 | $250 | $800 |
| Storage Shelves | $100 | $300 | $1,000 |
| Total | $600 | $1,950 | $8,000+ |
Bedrooms: Beds, Mattresses, Dressers, Nightstands
A typical 1400 sq ft house may include 2–3 bedrooms. Let’s estimate costs for two bedrooms:
| Item (per room) | Low-End | Mid-Range | High-End |
|---|---|---|---|
| Bed Frame | $150 | $500 | $2,000 |
| Mattress | $200 | $800 | $2,500 |
| Nightstands (2) | $100 | $300 | $1,000 |
| Dresser/Wardrobe | $200 | $500 | $1,500 |
| Bedding & Pillows | $100 | $300 | $1,000 |
| Total (1 Room) | $750 | $2,400 | $8,000+ |
| Total (2 Rooms) | $1,500 | $4,800 | $16,000+ |
Bathrooms: Storage, Mirrors, Decor
Don’t underestimate the cost of bathroom accessories! The small stuff adds up quickly.
| Item | Low-End | Mid-Range | High-End |
|---|---|---|---|
| Vanity Mirror | $50 | $150 | $500 |
| Wall Cabinets | $100 | $300 | $1,200 |
| Towel Racks | $20 | $60 | $200 |
| Bath Mats & Linens | $60 | $150 | $500 |
| Accessories & Decor | $50 | $150 | $500 |
| Total | $280 | $810 | $2,900+ |
Home Office or Flex Space Setup (Optional)
With remote work on the rise, a home office is a popular addition, even in smaller homes.
| Item | Low-End | Mid-Range | High-End |
|---|---|---|---|
| Desk | $100 | $300 | $1,500 |
| Office Chair | $100 | $250 | $1,200 |
| Bookshelves | $50 | $200 | $800 |
| Decor & Lighting | $50 | $150 | $700 |
| Total | $300 | $900 | $4,200+ |
9 Tips to Furnish a 1400 Sq Ft Home on a Budget
Here’s how to stretch your dollars and still build a stylish space:
1. Mix High and Low
Blend big-box finds with a few signature items. A stunning sofa or piece of wall art can elevate budget decor instantly.
2. Shop Second-Hand and Facebook Marketplace
You’ll be shocked at what people sell barely used, from West Elm couches to Pottery Barn rugs. Bonus: it’s eco-friendly!
3. Use Interior Design Apps and Templates
Apps like Roomstyler or Planner 5D help you avoid costly layout mistakes by letting you visualize your space.
4. Prioritize Rooms to Furnish First
Focus on rooms you’ll use daily—bedroom, kitchen, and living room—before finishing guest spaces or flex areas.
5. Take Advantage of Seasonal Sales
The best times to buy furniture are:
- January–February (post-holiday sales)
- Memorial Day, Labor Day
- Black Friday/Cyber Monday
6. Look for Bundled Furniture Packages
Retailers like Ashley, Wayfair, and Costco offer complete bedroom or living room sets at better prices.
7. Reuse or Refurbish Existing Pieces
Spray paint, new hardware, or updated cushions can breathe new life into old furniture.
8. Don’t Forget Delivery and Assembly Fees
Many retailers charge $50–$300+ for delivery or setup. Include this in your planning.
9. Budget for Decor, Rugs, and Wall Art
Even though these items seem small, they make a big impact and often get forgotten. Set aside at least $1,000–$2,000 for finishing touches.
Realistic Budget Ranges by Lifestyle
| Lifestyle Type | Estimated Budget | Furnishing Style |
|---|---|---|
| Minimalist | $8,000 – $15,000 | Essentials, clean lines |
| First-Time Buyers | $15,000 – $25,000 | Value items with personality |
| Growing Family | $25,000 – $40,000 | Durable, multifunctional |
| Design-Lover | $40,000 – $70,000+ | Luxury, customized furnishings |
FAQs About Furnishing a 1400 Sq Ft House
1. How long does it take to fully furnish a house?
Depending on availability and budget, expect 3–6 months to complete most rooms comfortably.
2. Should I finance my furniture or save and pay cash?
Cash is always cheaper, but 0% financing promotions can be helpful if you’re disciplined.
3. How much should I spend on each room?
Aim for 30% living room, 25% bedrooms, 20% kitchen/dining, and 15% for decor and other spaces.
4. What are the hidden costs when furnishing a home?
Delivery, assembly, taxes, protection plans, and decor are often forgotten in budgets.
5. Is it cheaper to buy sets or individual pieces?
Sets save money, but individual pieces offer more flexibility and style variety.
6. Can I furnish a 1400 sq ft home for under $10,000?
Yes, with essentials, second-hand finds, and smart planning—it’s doable!
Final Thoughts: Your Budget, Your Style
Furnishing a 1400 sq ft house doesn’t have to break the bank—or your spirit. Whether you’re designing a cozy starter home or a curated dream space, remember that function, comfort, and personality matter more than brand names.
Set your budget, take it step by step, and make every dollar count.
